Fast Funding, No Income Docs Required
If Your Property Cash Flows, You’re Already Halfway There
You’re a real estate investor. You move fast, and your deals can’t wait. At Neely Lending Group, we help you close quicker with DSCR loans that skip tax returns, W2s, and pay stubs. We qualify you based on property income, not personal income.


What is a DSCR Loan?
Built for Investors, Not Bureaucracy
A DSCR (Debt Service Coverage Ratio) loan is designed for real estate investors. It qualifies you based on how well your property’s rental income covers the mortgage. If the rent covers the debt, you’re in the clear, even without traditional income verification.


FAQs About DSCR Loans in Tennessee
Local Lending with Real Investment Know-How
From Airbnb cabins in the Smokies to duplexes in downtown Nashville, we know the Tennessee market, and how to get your deal funded fast.
Real Investors, Real Results
"Mark and his team helped me close in under 3 weeks with no income docs. As a self-employed investor, this was a game changer. Highly recommend."
— Mike R., Nashville