One client cut $16,788 per year in interest. Could you?

If you haven’t heard, mortgage rates are the lowest they’ve been in a year. That’s a big deal.

Here’s what this has meant for some of my clients just this week:

• One client is saving $16,778 per year by moving into a 15-year fixed loan in the 5’s (and we covered all of his closing costs).
• Another client is saving $363/month.
• And another is saving $297/month.

Every situation is different, but chances are you could save too.

Here’s all I need for a quick loan check-up:

1. A copy of your most recent mortgage statement
2. Your estimated credit score
3. Your home’s current estimated value

You can text me those three things at 615-351-3909 or just reply to this email. I’ll run the numbers and show you what your savings could look like.

Why the urgency?

Right now, rates are down because the bond market liked what the Fed said about lowering short-term rates.

But here’s the thing — mortgage rates don’t always move in lockstep with the Fed.

Sometimes they even jump higher depending on the wording of Fed announcements.

Translation: this window of low rates can close fast (last time it only stayed open about 40 days).

So if you’ve been thinking about saving money, now’s the time to check. Even if you refinanced recently, it’s worth a quick look. A few minutes could save you thousands.