Mortgage
What You Should Know About 50-year Mortgages
The Middle Tennessee market is still in a holding pattern. Inventory remains about 30 to 40 percent below pre pandemic levels, which keeps prices steady even with rates in the mid sixes. Well priced homes in Franklin, Brentwood, Nolensville, Mount Juliet, and Hendersonville are still selling, but overall days on market are longer. Buyers have…
Read MoreFrom Write Offs to Approval
If you’re self-employed, you know the drill. Your CPA helps you save money by maximizing write-offs. It’s great for taxes. But when it comes to qualifying for a loan, those same write-offs shrink your income on paper. We had a client in this exact situation. Their tax returns showed almost nothing. But their business bank…
Read MoreHow We Helped an Investor Keep their Short Term Rental Permit
Short-term rentals can be incredible investments. But they also come with red tape. In some areas, the short-term rental permit doesn’t just stay with the property. It’s tied to the LLC that owns the property. That means if you buy the house but not the LLC, you risk losing the permit. We had an investor…
Read MoreRefinancing Your Mortgage: How a Mortgage Broker in Nashville, TN Can Help You Save
In today’s fluctuating real estate market, homeowners in Nashville, TN are increasingly exploring refinancing as a strategic financial tool. Whether you’re looking to lower your monthly payments, consolidate debt, or pay off your loan faster, working with an experienced mortgage broker can make the process smoother and more beneficial. Why Consider Refinancing Your Mortgage?…
Read MoreHow an Out-of-State Investor Landed a 30A Vacation Rental Using a DSCR Loan
This investor lived over 2,000 miles away from Florida but had his eyes set on a short-term rental in 30A. He wasn’t new to real estate. He already owned a few long-term rentals in his home state but wanted to diversify with something he and his family could occasionally enjoy while still cash flowing through…
Read MoreDSCR Loans in 2025: The Complete Guide
If you invest in rentals, you need to know DSCR. This guide breaks down the math, the requirements, how lenders actually size the loan, and how to raise your ratio so you can close more deals. I added examples, a checklist, and graphics so it is easy to follow. What you’ll learn What a DSCR…
Read MoreSix Instances When You Need a Home Mortgage Loan
Navigating the world of home mortgage loans can be daunting, but understanding specific instances when you might need one can make the process significantly clearer. A home mortgage loan is more than just a tool for buying a house; it can also be a strategic financial decision, depending on your circumstances. Here are six specific…
Read MoreWhy You Might Regret Waiting For Better Rates After The Fed Cuts
This week’s labor market data and Fed speeches solidified the case for the Fed to cut rates by at least 0.25% when it meets in 2 weeks. With more and more buzz surrounding that rate cut, it’s only natural for consumers to enthusiastically wait for the lower mortgage rates that are sure to follow. All…
Read MoreSix Things to Know About Fixed-Rate Mortgages
When it comes to financing the purchase of a home, fixed-rate mortgages stand out as one of the most popular options available to borrowers. These mortgages feature a fixed interest rate that stays consistent over the loan’s duration, ensuring homeowners have steady and predictable monthly payments. Understanding the key aspects of fixed-rate mortgages can empower…
Read MoreThe Different Types of Mortgage Loans and Their Benefits
When it comes to purchasing a home, navigating the landscape of mortgage loans can be complex. Different types of mortgage loans cater to varying financial situations, preferences, and long-term goals. This blog will explore several common types of mortgage loans and identify who can benefit the most from each. Fixed-Rate Mortgages What They…
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