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Simplifying Homeownership, Lending, and Refinancing for Over 25 Years
Neely Lending Group, your preferred lender for all your mortgage needs, is dedicated to assisting you with every aspect of your home loan journey, from purchasing to refinancing. With a stellar team led by seasoned expert Mark Neely, we offer mortgage solutions that are not only personalized, but also tailored to your specific needs. Whether you're a repeat home buyer, a first-time buyer, or a real estate investor, we have the expertise to secure the mortgage loan that suits you best.
If Your Property Cash Flows, You’re Already Halfway There
You’re a real estate investor. You move fast, and your deals can’t wait. At Neely Lending Group, we help you close quicker with DSCR loans that skip tax returns, W2s, and pay stubs. We qualify you based on property income, not personal income.
What is a DSCR Loan?
Built for Investors, Not Bureaucracy
A DSCR (Debt Service Coverage Ratio) loan is designed for real estate investors. It qualifies you based on how well your property’s rental income covers the mortgage. If the rent covers the debt, you’re in the clear, even without traditional income verification.
Why Tennessee Investors Choose Neely for DSCR Loans
- No tax returns or employment checks required
- Close in as little as 2–3 weeks
- Up to 80% LTV with competitive rates
- Ideal for Airbnb, long-term rentals, and multi-family units
- Works for LLCs, corporations, and self-employed borrowers
- In-depth expertise across Nashville, Memphis, and Knoxville
FAQs About DSCR Loans in Tennessee
Local Lending with Real Investment Know-How
From Airbnb cabins in the Smokies to duplexes in downtown Nashville, we know the Tennessee market, and how to get your deal funded fast.
Real Investors, Real Results
"Mark and his team helped me close in under 3 weeks with no income docs. As a self-employed investor, this was a game changer. Highly recommend."
— Mike R., Nashville
Our Clients Feedback
Why Work With Us?
Expert Advice
Our team of professional advisors is ready to guide you through the lending process.
Competitive Rates
We are able to shop your loan to offer the most competitive rates in the industry.
Custom Loan Options
From conventional mortgages to investor loans, we have a solution to meet your needs.
Seamless Process
We strive to make the lending process as simple and straightforward as possible.